Saturday Links! July 11, 2015

I’m rich Baby! (And follow your Heart) by Mr. 1500, 1500days.com. How much money do you really need to be happy? What makes people rich? It’s certainly not a $700,000 kitchen remodel. At least, not in my experience. More stuff doesn’t necessarily equal more happiness.

The Health Benefits Of Early Retirement Are Priceless by Financial Samurai. I linked to a few articles last week about how great and non-boring it would be to retire early, and also it might be easy to just let yourself do nothing but watch TV all day if you retire early without anything to do. But consider that your job actually might be the thing that kills you, not the fact that you got out of it early.

A New Financial Reality at pewtrusts.org. A new study finds that “three-quarters of Gen Xers … have higher family incomes than their parents did at the same ages, but only a third have higher wealth.” Common explanations for this is the disproportionate increase in property values and education expenses, but I bet that spending habits play a huge part of this too.

BONUS! What I’m listening to this week:

I haven’t stopped listening to this album since it came out last year. Fantastic!

Photo: Last week, I showed you a picture of the pineapple I grew in my yard. Did I mention that I also have a grove of banana trees that make these cute little bananas? The only downside is that once the tree produces fruit, the tree dies and you have to cut it down. But these trees grow like weeds to it’s really not too bad!

Saturday Links! July 4, 2015

Mortgage as a Forced Savings Account to Build Wealth by Financial Samurai. An interesting way to think about your mortgage is as a savings account that you absolutely have to put money into. An upside to buying a house is that your asset will probably appreciate as you’re saving, but the downside is that your savings account probably isn’t very liquid.

What Would Happen If We All Stopped Paying Our Student Loans, Together? by Jennifer Schaffer, Vice. An interesting take on the student debt problem wich involves forming what looks like a “debt union”. Really, it’s about using a “debt strike” as a tool to promote social change, because there is definitely a problem that no one seems willing to address on their own.

Yo ho, yo ho, an FI life for me! by Mr. 1500, 1500days.com. “FI” stands for “Financially Independent” in case you were wondering; Mr. 1500 is on a 1500-day mission to build a portfolio large enough to retire on. He touches on one of my pet peeves about retiring early: people asking you if you’ll just be bored once you don’t have to work anymore. ABSOLUTELY NOT. There’s so much to do! I think people that are afraid of this are more likely to have this happen to them.

BONUS! What I’m listening to this week:

The late-90s Britpop resurgence had some gems in it, and not all of them were Oasis.

Photo: I grew this pineapple in my back yard. It’s huge! It’s almost like I’m living in Hawaii!

Saturday Links!

Things I’ve read over the past week that I’ve found that are above and beyond the usual Internet. Enjoy!

Getting Rich: from Zero to Hero in One Blog Post by Mr. Money Mustache. I just stubled across this blog recently, and find the author to be a great person to financially look up to. Already retired, making his money work for him, and generally enjoying life. Everything I want for my own life!

What Does Your Work Truck Say About You? by Mr. Money Mustache. One of my favorites on his blog so far, it inspired me to finally cut the chains tying me to my own truck. My truck isn’t as bad as some of the ones he writes about, but it’s not ideal by any stretch of the imagination.

A Life Worth Waking Up For by Joshua Becker, Becoming Minimalist. Productive people always make time to exercise, because your body is the tool that allows you to do everything else. If it’s not your priority, everything else will suffer as a result. This blog post heavily references another article.

How A Year Of Extreme Frugality Changed Us by Mrs. Frugalwoods, frugalwoods.com. One of my favorite blogs out there, the Frugalwoods continuously break the mold of today’s spend-spend-spend culture. Case-in-point: they assume that any expenditure will make them poorer, and work from that starting point. Certainly not typical!

Bonus: What I’m listening to today!

Photo: A picture from my recent trip to California, a beach where a bunch of seals were hanging out. If you look closely you can see them!